Wealth Management Services

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Wealth Management and Financial Planning for Business Owners, Entrepreneurs and Individuals

Wealth Management Services

For business owners, entrepreneurs and busy professionals, personal finances can often become secondary to the demands of running a business or managing a career. Yet the decisions you make today can have a significant impact on your future financial security and the legacy you leave behind.

At Clive Owen, we work closely with FCA-regulated financial adviser Evelyn Partners to provide integrated wealth management and financial planning services. Together, we help individuals, families and business owners make informed decisions about investing, retirement, succession and wealth preservation.

Every client has different priorities, ambitions and financial circumstances. Our approach is tailored to your specific objectives, helping you create a strategy that reflects your goals, appetite for risk and plans for the future.

Integrated Wealth Management and Financial Planning

Effective wealth management requires a coordinated approach. By considering investments, tax efficiency, retirement planning, protection and succession together, we help clients make decisions that support their long-term objectives.

Through our collaboration with Evelyn Partners, clients benefit from specialist financial planning and investment expertise, complemented by Clive Owen’s wider tax and business advisory capabilities.

Our wealth management services include:

  • Personal financial planning and wealth strategy
  • Investment management and portfolio construction
  • Retirement and pension planning
  • Tax-efficient investment opportunities
  • Estate and inheritance planning
  • Family wealth and intergenerational planning
  • Personal and business protection planning
  • Life assurance, income protection, Key Person and Relevant Life solutions
  • Financial planning for business owners and shareholders
  • Investing proceeds following a business sale or liquidity event
  • Investing surplus company funds
  • Cash flow forecasting and lifestyle modelling
  • Sustainable and responsible investment options
  • Ongoing review and support

Financial Planning for Business Owners

Business owners often face financial complexities that extend beyond personal wealth management. Decisions around extracting profits, reinvesting capital, protecting key individuals and planning for eventual succession all have long-term implications for both business and personal finances.

Working alongside Evelyn Partners, we help business owners take a joined-up approach to financial planning, ensuring business and personal objectives remain aligned.

Areas of support include:

  • Aligning business and personal wealth strategies
  • Tax-efficient extraction of profits and remuneration planning
  • Investment of surplus company cash
  • Preparing for a business sale, succession or management buyout
  • Investment planning following liquidity events
  • Key Person and shareholder protection planning
  • Retirement and pension strategies for directors and business owners
  • Long-term cash flow and financial security planning

Investment Management Services

Successful investing begins with understanding what you want your wealth to achieve. Whether your objectives are growth, income generation, preserving capital or funding future plans, investment strategies should be tailored to your circumstances and risk profile.

Through Evelyn Partners, clients can access professional investment management and ongoing advice designed to help build resilient portfolios and long-term financial confidence.

Areas of support include:

  • Investment portfolio construction and management
  • Long-term investment strategies
  • Wealth preservation and diversification
  • Sustainable and responsible investment approaches
  • Investing business sale proceeds and other liquidity events
  • Ongoing portfolio monitoring and review

Pensions and Retirement Planning

Retirement planning is about creating financial security and giving yourself choices for the future.

Through our collaboration with Evelyn Partners, clients can access specialist retirement advice designed to help build, manage and draw upon pension savings in a way that supports their desired lifestyle and long-term goals.

Services include:

  • Pension planning and optimisation
  • Retirement income strategies
  • Pension consolidation guidance
  • Long-term financial modelling
  • Retirement transition planning
  • Lifetime cash flow forecasting

Estate Planning and Tax-Efficient Wealth Transfer

Protecting wealth for future generations requires careful planning and coordinated advice.

Our combined expertise helps clients structure their affairs efficiently, considering both financial objectives and wider tax and succession considerations.

Support includes:

  • Estate planning strategies
  • Inheritance planning
  • Intergenerational wealth planning
  • Tax-efficient investment approaches
  • Family governance and succession planning
  • Long-term wealth preservation strategies

Why Clive Owen LLP and Evelyn Partners?

Access to experienced financial planning and investment professionals with extensive experience supporting business owners, entrepreneurs and individuals.

Important Information

The value of investments, and any income from them, can fall as well as rise and you may receive back less than originally invested.

Nothing on this page constitutes investment advice or a recommendation to invest or to use any specific services.

Tax treatment and available reliefs depend on individual circumstances and may change in the future.

Please note that tax advice is not provided by Evelyn Partners. Inheritance tax planning is not regulated by the Financial Conduct Authority.

Client perspective
In their words

We have worked with Clive Owen LLP for 10 years. I have found them to be an invaluable partner, helping us face the complex challenges of Academy accounts. They provide challenge and support to the board and explain complex accounts clearly, showing the trust’s underlying financial performance.
The team has extensive knowledge of the academic sector and brings a wealth of experience. The Academies Accounts Direction and the Academies Trust Handbook change annually. Clive Owen LLP adds value by running seminars to explain the changes and how to implement them. They also contribute to the Kreston Academy Benchmarking Report, which we find very useful.
They have a collaborative approach and are always available to answer queries or provide support.
As leaders in their field, Chris Beaumont and his team are proactive and genuinely invested in our success. They deliver on time and within budget. The peace of mind this gives us means I would definitely recommend them.”
Alison Kaye

Moorlands Learning Trust

Moorlands Learning Trust

The Forum Darlington

Allison Mckay, CEO and Founder Director, said:
“The Forum is a live music venue and community arts hub in central Darlington. It has rehearsal rooms, a recording studio, and delivers educational services and creative activities. The venue operates as a social enterprise in the form of a Community Benefit Society.
We needed investment to support our growth plan, including ambitious capital improvements to our Borough Road building. We approached the Clive Owen LLP grants team to help with the financial modelling and forecasts needed for a grant application. Their expertise was crucial for our investment bid.
Eleanor Kay from the Clive Owen LLP was assigned to support us. She took great care in understanding our needs and business model. This resulted in a comprehensive set of financial assumptions and forecasts.
I highly recommend Clive Owen LLP, particularly Eleanor and the grants team. Their support has strengthened our business case and growth plan, giving us confidence in our ability to raise investment and achieve our ambitions.”
To find out more about the grants team, click here.

Darlington Forum

Northern Star Academies

Northern Star Academies Trust has worked with the Clive Owen LLP team since 2016 and have found them extremely knowledgeable and capable, and responsive to the changing agenda of the Trust and educational sector as a whole.

Their specialist experience within the education sector gives them a unique insight into the challenges we face as a multi academy trust. We really appreciate the level of support they provide, from general forward planning to the detailed preparation regarding key timings for the year end audit and expert advice on key topics.

Lastly, the annual Kreston Academies Benchmark Report, co-written by Chris Beaumont of Clive Owen LLP, is increasingly useful as a data analysis toolkit.

Northern Star Academies Trust, Chief Financial Officer

I have worked with Clive Owen LLP since 2011. Throughout this time, Chris Beaumont and his team have consistently delivered exceptional service and support. Their expertise in managing my year-end accounts and handling ad hoc accounting needs has been invaluable to my business.
They proactively identify potential business issues. Chris and Clive Owen provide insightful advice that helps me navigate my financial landscape with confidence.
The entire team is personable and professional. They remain approachable, respond quickly, and always make time to answer my questions—no matter how big or small. They listen carefully, explain complex matters clearly, and make me feel like a valued partner rather than just another client.
They complete work promptly and meet deadlines consistently. I rely on them to deliver accurate and thorough financial reports, which lets me focus on my business with peace of mind knowing my finances are in capable hands.

Zig Zag Cars